How to Talk to your Children about Racism and While Privilege

talk to kids about racism

As protests continue around the world, Lauren Taylor finds out how parents can ensure their children understand what's happening.

George Floyd’s death in police custody and the subsequent protests across the world for the Black Lives Matter movement, has catapulted racism to the forefront of social consciousness.

It’s long overdue, but the outcry has forced many white people to consider and better understand systemic racism, take an honest (sometimes uncomfortable) look at white privilege, and question how they can be a better ally to black people.

For parents, there’s an added responsibility to teach children about what’s going on in the world right now and to raise kids to be racially-conscious. After all, racism and an ignorance of racial issues is a learned behaviour, and parents are the people best placed to influence their children’s understanding and ability to contribute to positive change.

But if it isn’t a topic that’s been addressed in your household before, where should you start?

talk to kids about racism

Ensure they know the wider context

Sadly school history classes don’t always cover it. “Teach them about the history of racial oppression and how racism is bigger than people having stereotypes or prejudices-it is about a system of power and is built into our laws, institutions, policies, and so forth,” says Margaret Hagerman, a professor in sociology at Mississippi State University and author of White Kids: Growing Up With Privilege in a Racially Divided America.

“This might mean parents need to do some learning in this area, and families can do this learning together.”

talk to kids about racism

Don’t teach them to ‘ignore differences’

One rhetoric you might hear is someone saying they ‘don’t see colour’ – while this might be well meaning, it actually contributes to racial bias. “Teach them how race matters in society and that being ‘colour blind’ ignores this reality,” says Hagerman.

Young children tend to be aware of visible differences between themselves and their friends, but don’t naturally discriminate – so use this in a positive way to impart anti-racist values early.

“Equality is not about pretending we don’t notice differences, but instead being aware that our differences can create barriers and working to overcome these,” says Jake Higgin, an education worker at Show Racism the Red Card (theredcard.org).

The charity works in schools and has developed a ‘home school activity worksheet’ available on their website (£20), parents can use at home. The ‘three faces’ activity asks children to look at young people with different appearances, and guess their name, nationality and religion – leading to a discussion around skin colour, identity and nationality. “It can be used as a powerful way to get young people to think about the judgements we make about others,” says Higgin.

“We have also found that young people are passionate about justice and fairness, so it’s important to get them to think about how unjust it is when people are treated poorly just because they are different.”

talk to kids about racism

Start young on the subject of white privilege

“The majority of people who find the idea of white privilege problematic or challenging, simply don’t understand it,” says Higgin. “White privilege doesn’t discount the achievements of individual white people, nor does it suggest that every single white person has what we might consider to be a ‘privileged’ life. It simply acknowledges the idea that, even in 2020, one of the biggest ways somebody can be advantaged or disadvantaged, is the colour of their skin.”

It’s never too early to teach children about their own white privilege, he says. “When we talk to young people about the ways in which they are ‘lucky’, we are discussing the advantages they might have over others in life. By getting our children to think about how others might benefit, or be held back, by the conditions of their birth, we will help them develop vital critical thinking and empathy skills.”

talk to kids about racism

Make it a safe space

Don’t just talk, make sure you listen too. “The white kids in my research had a lot of questions about race that they told me they didn’t think they could ask their parents,” says Hagerman. “Understanding what kids already know, and what conflicting messages they are trying to negotiate, is really important.”

Higgin agrees it’s important to establish a safe space: “Make sure you don’t judge anything they say or tell them they are wrong. Ask them what they know about the Black Lives Matter protests. Ask reflective, open ended questions about their feelings.”

talk to kids about racism

Develop their critical thinking

Higgin says it’s really important not to simply give children the answers. “It’s more effective to help them develop the critical thinking skills through questioning, which will allow them to better understand and evaluate the material they are presented with online and the ideas they might hear on the playground.”

Next, they need to feel empowered to act if they feel there’s a need to challenge other people’s actions. “Simply being a strong anti-racist role model within your family can be the most effective way,” he says. “By making clear your stance on discrimination at every opportunity, you will be teaching your children that racism is unacceptable and to always stand up to injustice.”

talk to kids about racism

Consider the impact of your own decisions

“White parents need to reconsider what it means to be a ‘good parent’ (i.e. getting as much as I can for my own kid) and think more about how to be a ‘good citizen’ (i.e. how can my actions contribute to the common good?)” says Hagerman.

She says to think about how you’ve designed your child’s social environment, the cues they’ll pick up from it and the wider impact that might have.

“White kids in my research learned about race as a result of interpreting patterns they observe, related to where they live [for example, moving to a very ‘white’ area], where they go to school, the media they consume, their peers, and even where they travel.”

And while it’s natural as a parent to ‘want the best’ for your child, ask if any parenting decisions you make inadvertently disadvantage others. Hagerman says during her research in the US, she found white parents often act in collective ways to maintain practices and policies within institutions that benefit their own children and, in turn, disadvantage children of colour – sociologists call this ‘opportunity hoarding’.

This, she says, “reinforces their child’s position at the top of the racial hierarchy and teaches their children lessons about what it means to navigate the world as a white person.”

George Floyd’s death feels like it could be a pivotal moment in history, and Hargerman says this moment is “an invitation to white parents not only to talk to their kids about racism, but to think about how they can act in different ways so that what they say they value, aligns with how they actually live their everyday lives.”

July Property Trading and House Sales Insight

McCarthy Holden estate agents sold board

Self congratulatory editorial from estate agents is rarely appealing, but we’ll let it pass this time because it is refreshing to read some positive news after a July when we were bombarded with gloomy economic forecasts around the now likely no deal Brexit outcome.

A Busy Town Centre Insight

Since the beginning of 2019, house buyers have shrugged off the chaos around Brexit, and simply got on with making decisions around matters of day to day life, which are the drivers for a house move.

The trading results in July were best seen through the prism of a busy town centre branch such as our Fleet office, where two important factors leapt out of the trading activity.

Firstly, the volume of transactions which demonstrated the resilience in the residential house market, witnessed in £8.5m. worth of property exchanged in the month.

Secondly the importance of High Street showrooms, because out of the £6.5 worth of new sales added in July 75% of the buyers were local. Local factors drive the residential market, where house buying decisions are mostly made by factors such as schooling, access to work and general employment levels and family situations ranging from the three D’s (death, divorce and debt) through to the three N’s (new job, new baby, new beginnings).

If you would like a free property valuation and appraisal, go to our web site home page and click on the valuation tab.

High levels of house sales at Fleet McCarthy Holden estate agents

Tenant Fees Act (2019): An overview

The Tenant Fees Act will come into force on 1st June 2019. At the centre of the new law is a ban on all tenant fees, including agency and any third party fees.

tenant fee act 2019

The guidelines from the government will come soon, but here’s what we know so far about the Tenant Fees Act (2019).

What does the Act comprise of?

Here are the key parts of the Act:

tenant fee act 2019

All Payments Are Prohibited Except Rent, Utility Bills, Deposits (and 2 Exceptions)

Tenants will no longer be responsible for any costs except: the rent, the tenancy deposit and a holding deposit (more on these below).

This means it is no longer possible to ask tenants to cover the cost of their own referencing. Tenants will not be able to be charged for check-in, inventory or set up fees. These fees will be deemed prohibited by law

The only two exceptions are two forms of ‘default’ fee. These fees are chargeable during the tenancy in the following circumstances, provided the relevant clauses are written into the tenancy agreement.   

a) Late Rent Fees

Fees will be charged for rent payments that are over 2 weeks late. The fees can be up to 3% over the prevailing Bank of England base interest rate. Because this is an annual interest rate, the amount will need to be calculated for the pro rata interest accrued on the outstanding rent.

For example:

The tenant is 30 days late for one £1,500 rent payment.

The base rate of interest is currently 0.75%, therefore the amount the tenant can be charged for is the outstanding rent plus a fee of 3.75% of outstanding rent, pro rata for the 30 days. (3.75% of £1,500 is £56.25.) 30 days is 30/365 of the yearly rate. Therefore, the pro rata amount is calculated by multiplying £56.25 by 30/365, which is £4.62.

Landlords will of course still be able to serve Section 8 notices for late payment of rent provided the rent is 2 months or more in arrears.

(b) Lost Keys

Tenants can be charged for losing their keys (or other security device) but the charge must be a reasonable amount for which evidence must be provided.

Both default fees will need to be included in the tenancy agreement to be able to charge them, and previous rules about fair clauses will still apply.

It has also been advised that landlords shall be able to charge up to £50 for a change of tenant, and with regards to an early surrender request by a tenant, a landlord shall be able to charge the tenant for the remaining unexpected void period.

tenant fee act 2019

Cap on Tenancy Deposits

The amount of security deposit that can be requested is being reduced to 5 weeks for AST’s (Assured Shorthold Tenancies) and licences where the rent per annum is up to £50,000, and up to 6 weeks for those tenancies over £50,000 in rent per annum.

This applies to all tenancies regardless of the reason a higher deposit was taken previously. (ie: if there was poor credit etc.)

The ability to request a higher deposit due to the applicant having a pet has also been removed, however, if landlords will consider a pet, when marketing the property, it can be advertised at 2 rental amounts (ie: £1,500 p.c.m. or £1,550 p.c.m. with 1 x pet)

tenant fee act 2019

Cap and New Rules on Holding Deposits

Holding deposits will be limited to one week’s rent.

The holding deposit can only be held for 15 calendar days unless another ‘deadline’ date is agree in writing subsequently by both parties.

After the deadline, the holding deposit must be repaid within 7 days.

The holding deposit must be returned to the tenant via a refund or by being put towards the first rental payment if agreed in writing.

There are some exceptions. In these cases the holding deposit shall be forfeited  but a reason must be given in writing to the tenant within 7 days:

  • The tenant withdraws
  • The tenant doesn’t take all reasonable steps to enter the tenancy in the required time
  • The tenant fails a right to rent check
  • The tenant provides misleading information which materially affects their suitability to rent the property
tenant fee act 2019

What Are the Penalties to Landlords Who Charge Tenant Fees?

Any person,  landlord (or agents) or any third parties who charge fees to Tenants could face paying huge fines.

The first offence would be a civil offence, with a fine of £5,000.

If the offence is repeated within five years, this would be deemed a criminal offence and levies a fine up to £30,000.

Local Trading Standards organisations will enforce the ban.

The unknown, or a property market that bucks the Brexit fears?

estate agent sold board

The Market 2018

Let us start with 2018, which was peppered with challenging market conditions for residential property sales.

Because our trading year runs January to December we can report on the full picture for 2018, which may indicate the direction of travel for 2019.

Surprisingly, some branch productivity levels for house sale revenue was at or above 2017 levels, especially in the village locations. That outcome however doesn’t for one moment disguise the fact that during the first half of 2018 we saw one of the poorest levels of house sale transactions for some time, however, buyer positivity surfaced in the summer and remained reasonable through to December despite the increased chaos around Brexit.

When we say house sales were up in the second half of 2018, we are talking about house sale volumes not prices. Large house price gains are gone for a while, but like all markets when they rebound from a low they come back with a sharp and fast uptake.

The rental market performed extremely well in 2018, with a notable uplift in activity for high end rentals outside of London, especially in our core area of operation on the Berkshire / Hampshire borders.

Properties taken to the rental market in the £7,000 to £10,000 p.c.m. sector frequently saw rental offers from multiple tenants. This was driven by high end house buyers deciding to pop into a property rental for the next year or so, using some of the stamp duty funds they would have allocated on a property purchase around £2.0m. or £3.0m., and then wait and see how property values shape up post Brexit.

house let
High end rental activity compensated for house sales

One certainty

One thing that is certain, is that uncertainty impacts on the property market especially around the times of a General Election or a Referendum. How this uncertainty works its way into tangible outcomes for 2019 is not straightforward and varies in different house price sectors of the property market.

In the short term, house buyers generally will be more cautious and slower in their decision making. This doesn’t mean house prices will fall, because buyer demand remains steady and employment levels are excellent. There is the prospect of a flat market in respect of property prices, however, discerning house buyers are seeing the current market conditions as an opportunity to move whilst prices remain static. House sellers will sell successfully in the 2019 market, but they can’t expect a fancy or inflated price and must engage with the reality that over pricing will fail in a market where buyers are cautious.

Different sectors, different outcomes in 2019

Different market sectors will have different outcomes in the forthcoming months ahead. Buying decisions on property sales from around £250,000 to £1.5m. are mostly made by very localised factors such as schooling, access to work, general employment levels and family situations ranging from the three D’s (death, divorce and debt) through to the three N’s (new job, new baby, new beginnings). Decisions around such matters of day to day life will continue to be made by house buyers against the backdrop of political uncertainty, so house sales will be maintained at the current level with price sensitivity being the watchword.

Further up the property price sector, and especially in the £2.0m. to £6.0m range house buyers will be more influenced by global and political factors so we could see further negative price impacts in this sector. Savvy top end buyers are playing a waiting game, but they are there on our books and will respond to excellent marketing and a competitive price strategy.

House sellers and buyers should approach 2019 with realistic expectations, engaging positively with the new beginnings for the country and house moving opportunities and, who knows, there might well be some pleasing outcomes to report at the end of 2019.

We wish you a happy Christmas and the very best for 2019.

 

John Holden – Chairman and Managing Director McCarty Holden

POST BREXIT IMAGE LEAP

Bank of England Warns of No-Deal Brexit House Price Crash

Property Hampshire Warning Bank of England
Governor of the Bank of England Dr Mark Carney leaving Downing Street, London yesterday, following a Cabinet meeting.

Was this a forecast?

The Governor of the Bank of England has warned ministers that house prices could crash by more than a third in the event of a disorderly, no-deal Brexit, according to a report by Gavin Cordon, Press Association Whitehall Editor.

Yesterday, Mark Carney briefed Theresa May and senior ministers on the Bank’s planning for a “cliff edge” break with the EU at a special Cabinet meeting on Thursday to review the Government’s no-deal preparations.

It is understood he warned house prices could fall by up to 35% over three years in a worst case scenario, as sterling plummeted and the Bank was forced to push up interest rates.

“What could be lost in the alarmist headline is that Carney wasn’t making a forecast,” says John Holden Chairman of McCarthy Holden.

We’ve been here before

“And hang on, haven’t we been here before?” Holden continues.

Back in May 2016, the then Chancellor of the Exchequer George Osborne warned that following a leave vote house prices would drop by 18%. Around the same time US President Barack Obama said Britain would go to the “back of the queue” for trade deals with the US if it votes to leave the European Union.

“So again today we read headlines which could damage confidence further in both the wider economy and the UK residential property market.” continues Holden.

Understanding the context

Fortunately, some leading economists have stepped up and put Mr Carney’s comments in a framework of context.

Take BBC’s economic editor Kamal Ahmed, who stated today that it appears that the Governor wasn’t providing the Cabinet with a forecast of what the Bank believes would happen in the event of a no-deal Brexit. He was briefing the Cabinet on what preparations the Bank was making if that does happen, including last November’s stress test.

It was not a forecast.

It was an apocalyptic test where the Bank deliberately sets the parameters beyond what might reasonably be expected to occur. The major banks all passed the test, giving reassurance that the financial system can cope with whatever happens next year.

The Governor believes that a ‘no-deal’ scenario would be bad for the economy. But not as bad as the headlines today which are based on a doomsday scenario that is not actually forecast to happen.

The market insight from John Holden is  that “On the shop floor at McCarthy Holden the first half of 2018 saw one of the poorest levels of house sale transactions for some time, however, since July positivity was in the wings because house buyers began surfacing again with intent.”

“Right now, discerning house buyers are seeing the current market conditions as an opportunity to move whilst prices remain static. The news for house sellers is that you can and will sell successfully in today’s market, but don’t expect a fancy or inflated price.”

“Large house price gains are gone for a while, but like all markets when they rebound from a low they come back with a sharp and fast uptake. Savvy buyers know this and are taking care of business now” concludes Holden.

John Holden - Chairman McCarthy Holden

Below are samples of fine homes that have SOLD (exchanged or completed) during 2018

Plight Of Refugees Explored Through Their Clothing In Cathedral Artwork

refugees-cathedral-artworkSuspended by Arabella Dorman is a collection of hundreds of items of refugee clothing found mainly on beaches on the Greek island of Lesbos and garments left behind in the camps of Calais.

The illuminated artwork hangs from the nave of Canterbury Cathedral and appears to hover around three metres from the ground. The work was unveiled on Thursday and is on display until May 16, a cathedral spokeswoman said.

First shown in December at St James’s Church in London, Ms Dorman’s work attracted international attention. She said: “My interest lies in the men, women and children behind the headlines, the individual stories behind the politics. I attempt to illuminate and to reveal the human face of conflict, and to find light in the darkest corners of existence.”

The cathedral’s Canon Treasurer, the Reverend Nick Papadopulos, said: “In Lent Christians remember the days when Jesus was driven into the wilderness; in Holy Week we remember his suffering at the hands of imperial power.

“Arabella Dorman’s Suspended is a powerful call to us to remember – and pray for – those driven from their homes and those who suffer at the hands of power today.”

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